top of page
Search

What is a Fixed Indexed Annuity | Orlando Brokers

  • Writer: Independent Brokers of Orlando
    Independent Brokers of Orlando
  • May 8
  • 2 min read

Updated: May 15

What is an FIA?

Are you starting a new job, just left one, or planning for retirement? Then listen up—this might be the smartest financial move you can make today.


Let’s talk about Fixed Index Annuities—a powerful, long-term wealth-building option designed to protect your money while still giving you growth potential.


If you’re rolling over a tax deferred retirement account there’s no taxable event and no early withdrawal penalties—as long as it’s done right. And here’s the best part: your principal is fully protected. Even if the market crashes, you don’t lose a dime.


Fixed Index Annuities let you track major indices like the S&P 500, giving you upside potential—without the downside risk. And depending on the product, you may even get a credited bonus or free withdrawal options.


You’re not locking up all your money either. Most people allocate 30% to 50% of their retirement savings into an FIA—enough to grow and protect, but flexible enough to keep liquidity elsewhere.


They can also be paired with long-term care benefits, giving you financial protection if the unexpected happens.


But here’s the key question: Are you suitable?

If you have $25k or more, want principal protection, and are focused on long-term growth, then yes—you may qualify.


And here’s what sets us apart—Milagros and her team right here in Hunters Creek have been top producers in annuities, helping people just like you lock in strong returns and peace of mind.


As independent brokers, we shop across A-rated carriers to find the best rates, bonuses, and long-term options—tailored to your goals. But rates are always changing, so now is the time to act.


Schedule your free consultation today with Milagros and her team. We’ll walk you through your options, answer your questions, and help you see what you qualify for—no pressure, just real information.


Visit our Hunters Creek OFFICE By appointment at 4248 Town Center Blvd Suite 6, Orlando FL 32837


Click the link below to schedule or call (321) 960-0357


Roll over

Disclaimer: All Consulting, Financial, Insurance, and Estate Planning Services are provided by independently licensed professionals who operate under their own credentials and appointments. Miraculum Business Center is open to the public and serves as a community center who provides education and access to independently licensed professionals. Miraculum Business Center is not a Financial Services Agency or Firm nor directly sell insurance or financial products. Our role is to connect clients with trusted community resources based on their individual needs. Our local office serves as a shared workspace for independent Financial Services and qualified professionals.

​

We do not exclusively represent or operate as an Insurance Marketing Organization (IMO), Field Marketing Organization (FMO), Brokerage General Agency (BGA), Registered Investment Advisor (RIA), or Registered Advisory Firm (RAF). While some of the independent professionals in our network may be affiliated with these organizations individually, our company does not act on behalf of, receive compensation from, or maintain formal relationships with any IMO, FMO, BGA, RIA, or RAF. All affiliations are strictly between the professionals and their respective organizations.

​

​All videos and content on this site are for educational and informational purposes only. They are not intended to provide sole legal, financial, or insurance advice. Individual situations vary, and results are not guaranteed. ​

​

Some of the information, services, or links we provide may involve commissions or affiliate relationships. This means that if you choose to purchase a service through a provider we recommend, a representative may receive a commission.

Contact us

bottom of page