Part 1: Wills vs. Trusts – Why Every Family Needs a Plan In this first part of our estate planning seminar, we dive into the foundational question: What’s the difference between a will and a trust—and why does it matter? We’ll cover: ✅ What a will does (and doesn’t do) ✅ How a trust works to avoid probate ✅ Common misunderstandings in our communities ✅ Real-life consequences of not having a plan ✅ Why this conversation is especially critical for Black, Caribbean, and Latino families This session is about education, empowerment, and legacy. It’s not legal advice—but it could save your family from stress, court costs, and financial loss down the road. 📞 Free consultations available – Call or text: 321-960-0357 🌐 Learn more: IndependentBrokersOfOrlando.com #EstatePlanning #WillsVsTrusts #LegacyPlanning #AvoidProbate #FinancialLiteracy #BlackWealth #LatinoLegacy #TrustsExplained #FloridaFamilies #ProbateAwareness #IndependentBrokersOfOrlando

Part 2: What Happens If You Don’t Have a Will or Trust? In Part 2 of our estate planning seminar, we break down the reality no one likes to talk about—what actually happens if you pass away without a will or trust in place. You’ll learn: ⚠️ How the state takes control of your estate (intestacy laws) ⚖️ What probate court really looks like 🧾 How creditors—like hospitals or ex-spouses—can come after your assets 💸 Why your family could lose the home or face legal battles 🛡️ How a basic estate plan can avoid all of this We also discuss how probate drains wealth, divides families, and delays what you thought would be a smooth inheritance. This is about protecting your legacy while you’re alive—because once you’re gone, it’s too late to fix it. 📞 Book a free consultation: 321-960-0357 🌐 Learn more at IndependentBrokersOfOrlando.com #EstatePlanning #WillsVsTrusts #LegacyPlanning #AvoidProbate #FinancialLiteracy #BlackWealth #LatinoLegacy #TrustsExplained #FloridaFamilies #ProbateAwareness #IndependentBrokersOfOrlando

In Part 3 of our estate planning seminar, we break down the reality no one likes to talk about—what actually happens if you pass away without a will or trust in place. You’ll learn: ⚠️ How the state takes control of your estate (intestacy laws) ⚖️ What probate court really looks like 🧾 How creditors—like hospitals or ex-spouses—can come after your assets 💸 Why your family could lose the home or face legal battles 🛡️ How a basic estate plan can avoid all of this We also discuss how probate drains wealth, divides families, and delays what you thought would be a smooth inheritance. This is about protecting your legacy while you’re alive—because once you’re gone, it’s too late to fix it. 📞 Book a free consultation: 321-960-0357 🌐 Learn more at IndependentBrokersOfOrlando.com #EstatePlanning #WillsVsTrusts #LegacyPlanning #AvoidProbate #FinancialLiteracy #BlackWealth #LatinoLegacy #TrustsExplained #FloridaFamilies #ProbateAwareness #IndependentBrokersOfOrlando