Health Insurance for 1099 Workers
- Independent Brokers of Orlando
- May 15
- 2 min read
Health Insurance for 1099 Workers: What You Need to Know
Freelancers, independent contractors, realtors, gig workers, and small business owners all have one thing in common—they’re responsible for their own health insurance.
If you’re a 1099 worker, navigating health coverage can feel like a full-time job. The good news? Independent Brokers of Orlando is here to make the process simple.
Why Health Insurance Matters for 1099 Workers
Unlike W-2 employees, 1099 workers don’t have access to employer-sponsored health plans. That means you’re in charge of:
Finding your own plan
Covering the full monthly premium
Understanding your options under the law
But you don’t have to do it alone.
How Independent Brokers of Orlando Can Help
We work with 1099 professionals every day—from Uber drivers and hair stylists to consultants and small business owners. Here’s how we make it easy:
Personalized Health Coverage Options
We help you explore all your options:
ACA Marketplace Plans (Obamacare) with subsidies
Private health insurance with flexible benefits
Short-term medical or bridge plans
Supplemental dental, vision, and accident coverage
Small group plans if you’re building a team
Bilingual, One-on-One Guidance
Our team is fully bilingual (English/Spanish) and offers virtual consultations by phone, Zoom, or in person at our office in Hunters Creek, Orlando. We walk you through every option—no jargon, no pressure.
Help With ACA Enrollment & Subsidies
Many 1099 workers qualify for major subsidies under the ACA—but don’t realize it. We help you apply properly and make sure you don’t leave money on the table.
Get Covered Without the Confusion
Whether you’re just starting out or you’ve been self-employed for years, Independent Brokers of Orlando can help you find a plan that fits your lifestyle and budget—not just the cheapest premium, but real coverage when it counts.
Book an appointment today and let us help you secure your health and your peace of mind.
Office: 4248 Town Center Blvd, Suite 6, Orlando, FL 32837
Virtual Appointments Available | Hablamos Español