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Get OSCAR Health Insurance Quotes in Florida — Compare Affordable Plans Today

  • Writer: Independent Brokers of Orlando
    Independent Brokers of Orlando
  • Jun 3
  • 2 min read

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Get Instant Health Insurance Quotes in Florida — Compare Affordable Plans Today

Looking for health insurance quotes in Florida? Get instant access to ACA, private, and Medicare plan options. Compare affordable coverage now. Local agents available.

Your Guide to Health Insurance Quotes in Florida — Get Covered Today

If you're searching for health insurance quotes in Florida, you're not alone. Whether you're self-employed, between jobs, a small business owner, or simply exploring better options, Florida offers a wide range of plans—including ACA Marketplace, private health insurance, and Medicare Advantage.

But with so many options, where do you start? Right here.


🛡️ What Types of Health Insurance Are Available in Florida?

  1. ACA Marketplace Plans (Obamacare)

    • Open enrollment starts in November, but you may qualify year-round due to a qualifying life event.

    • Income-based subsidies can reduce your monthly premium—some plans even start at $0.

  2. Private Health Insurance

    • Not income-based.

    • Ideal for higher-income individuals, small business owners, or those looking for better networks and faster access to care.

  3. Short-Term Medical Plans

    • Bridge the gap if you’re between jobs or waiting for group coverage.

    • Less expensive, but they don’t cover pre-existing conditions.

  4. Medicare & Medicare Advantage

    • For Florida residents age 65+ or with qualifying disabilities.

    • Local agents can help you compare Part A, B, C, and D options.

💰 How Much Do Health Insurance Plans Cost in Florida?

Florida health insurance premiums vary based on:

  • Age

  • Zip code

  • Tobacco use

  • Income (for ACA plans)

  • Type of plan (HMO, PPO, EPO)

👉 Many people qualify for subsidies that significantly reduce their premium—sometimes down to $0/month.

🔍 Why Compare Quotes with a Local Florida Agent?

  • We know the best-rated carriers in your zip code

  • We walk you through ACA, private, and Medicare options

  • We find plans tailored to your budget and doctor preferences

  • 100% free help – no extra cost to you

✅ Ready to See Your Health Insurance Options?

At Independent Brokers of Orlando, we make it simple to explore plans and get health insurance quotes in Florida without the confusion.

📲 Click here to request your free quote nowOr text us at 407-925-3616 to speak with a local licensed agent.



Health Options


FAQs

Q: Can I get a health insurance quote in Florida outside of Open Enrollment?A: Yes! If you've had a life event (new job, moved, lost coverage), you may qualify for a Special Enrollment Period.

Q: Are there options for people who make too much for Obamacare?A: Absolutely. Private PPO and indemnity plans offer great alternatives, especially for higher-income earners or small business owners.

Conclusion: Protect Your Health & Your Wallet

Don't wait until you get hit with a massive medical bill. Whether you're in Orlando, Miami, Tampa, or anywhere in the Sunshine State, finding the right coverage is easier than you think.

🌴 Get your Florida health insurance quote today—fast, free, and local.

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