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An annuity is a long-term financial product designed to help you protect your savings and turn them into predictable, reliable income. Think of it like setting up your own personal pension—except you’re in control.

¿Cuánto tiempo podría mantenerse tu familia si dejas de generar ingresos? Ese es el propósito del seguro de vida a término: ofrecer protección económ ica durante un periodo específico—10, 20 o 30 años. Si falleces en ese tiempo, tu familia recibe un beneficio libre de impuestos para cubrir gastos y seguir adelante. Pero lo que muchos no saben es que hoy en día algunas pólizas incluyen Beneficios en Vida. Y eso lo cambia todo.

What if your life insurance could do more than just protect your family? IUL in Orlando Indexed Universal Life, or IUL, is permanent life insurance that lasts your whole life—and builds cash value over time. That cash value grows based on the performance of a financial index, like the S&P 500. But your money isn’t directly in the market. Even if the index drops, your policy has a built-in floor—so your cash value doesn’t go backward.

¿Y si tu seguro de vida pudiera hacer más que solo proteger a tu familia? El Seguro de Vida Universal Indexado, o IUL, es una póliza permanente que te cubre de por vida—y al mismo tiempo acumula valor en efectivo.

Necesitas seguro de salud? Si trabajas por tu cuenta — eres contratista, independiente o tienes ingresos por 1099 — nos necesitas. Buscar...

Finding the right health insurance can feel overwhelming — but it doesn’t have to be. At Independent Brokers of Orlando, we specialize in helping individuals, families, self-employed professionals, and small businesses navigate both the ACA Marketplace and private health insurance options.

The stock market is designed for growth — but with that growth comes risk. Annuities offer a powerful alternative: guaranteed protection

What is an FIA? Are you starting a new job, just left one, or planning for retirement? Then listen up—this might be the smartest...

Untold IUL Truths This article is probably going to piss your agent off. But that’s okay—because it’s Financial Literacy Month, and you...

I often meet people who come to me wanting to save money or start a serious budget. But once we start analyzing their situation, we find...

Here’s the blueprint: Protect Yourself with Insurance: Understand how insurance shields you from unexpected risks and liabilities. Life,...